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This site is directed at, and made available to, persons in the continental United States, Alaska and Hawaii only. All mortgage loans are offered through Residential Mortgage Services. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Residential Mortgage Services only originates mortgage loans within the United States of America. This website is not an advertisement to extend consumer credit. Access to the service may be limited, delayed or unavailable during periods of peak demand, market volatility, system upgrades or maintenance, or electronic, communication or system problems, or for other reasons.